Job Description

Now Hiring!: Mortgage Loan Originator

Corporate Headquarters Location: Miami Lakes, FL

Compensation: 100% Commission

Benefits & Perks: 

• 401k
• Health, Dental, and Vision Insurance
• Company-provided short-term disability insurance
• Employee Assistance Program
• Wellness Program

American Bancshares Mortgage is seeking ambitious Mortgage Loan Originators (“MLO”) to serve their customers. The Mortgage Loan Originator is responsible for maintaining an NMLS License Required under the S.A.F.E. Act of 2008, and originating and processing real estate mortgage loans in accordance with American Bancshares Mortgage, LLC (ABSM) processes and product guidelines. 

Job Duties:

• Source mortgage leads.
• Build relationships with real estate agents and develop referral networks 
• Market our products to individuals and firms, promoting American Bancshares Mortgage, LLC services that may meet customers’ needs.
• Analyze applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans.
• Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
• Generate complete loan applications with corresponding documentation.
• Help customers by answering questions and responding to requests and complaints
• Confer with processing and underwriting to aid in resolving mortgage application problems.
• Update job knowledge by: participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations.
• Regularly participate in activities in connection with mortgage sales, including but not limited to attend closings, open houses, and/or conduct ABSM seminars/trainings and other lead-generating activities.
• Other duties as assigned.

Minimum Qualifications:

• NMLS License Required under the S.A.F.E. Act of 2008*
• Thorough knowledge of all mortgage products and programs
• Good knowledge of retail product philosophy, policy, underwriting, procedures, documentation, and systems
• Good analytical skills necessary to evaluate credit requests and determine trends in a given marketplace
• Advanced verbal and written communication skills and the ability to work with a wide range of constituencies in a diverse community
• Proficient in standardized software applications, including Microsoft Word, Excel, PowerPoint and Outlook
• Encompass Experience Preferred

Who We Are:  

For more than 25 years, we have assisted our communities, empowered our partners, and expanded our company footprint across the nation. We are a full-service mortgage lender, created by industry experts who understand the ever-changing mortgage financing industry. Unlike a bank, we only focus on mortgage products. With years of combined experience our loan specialists are wise, patient, and eager to assist our clients. It is our unique company culture, expertly trained staff and years of industry experience that sets us apart from the rest. Having an intricate knowledge of our industry we take pride in the ability to offer our clients professional and ethical advice they seek, and most importantly the dedication to helping them find the best financing options. Servicing our community is driven by our core values of commitment, integrity, and transparency. Our in-depth knowledge is what enables us to efficiently adapt to industry change, while consistently providing our clients with a best-in-class customer service and a tailored mortgage experience.

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