Mortgage Loan Underwriter - Remote | WFH Job at Get It - Real Estate, Pasadena, CA

OTdpc2xzRE9KbEEzL1lhZ0xsK3hnN1hQaXc9PQ==
  • Get It - Real Estate
  • Pasadena, CA

Job Description

We are seeking a dedicated and experienced Mortgage Underwriter to join our dynamic team. This role offers the flexibility to work from a local office or remotely, allowing you to thrive in a work environment that supports both your personal and professional goals.

As a Mortgage Underwriter, you will be responsible for evaluating borrower financial and credit information, alongside property valuations, to guide lending decisions. You will collaborate closely with our production team throughout the entire process to ensure a seamless loan closing experience.

Key Responsibilities:

Underwrite and evaluate agency conforming, jumbo, FHA, and VA residential mortgage loans.
Verify and analyze financial documentation to ensure completeness, and confirm that loan files contain all necessary credit and legal documents.
Review appraisal reports, identifying and resolving any discrepancies to ensure accurate property valuations.
Perform comprehensive analysis of applicants' income, expenses, asset documentation, credit reports, and property valuations to confirm borrower eligibility.
Calculate qualifying ratios and assess creditworthiness, providing informed risk opinions on loan applications.

Qualifications & Skills:

Experience underwriting VA, FHA, Conventional, and Jumbo loans.
A minimum of 4 years of underwriting experience, with familiarity in FNMA, FHLMC, and Non-Conforming mortgages being a plus.
Proficiency with Desktop Underwriter (DU) and Loan Prospector/Loan Product Advisor (LP/LPA).
Strong understanding of the mortgage lending process, including key calculations (DTI, LTV, etc.).
Skilled in preparing findings reports and handling multiple loan files simultaneously.
Excellent written and verbal communication skills.
Team-oriented with the ability to collaborate effectively.
A passion for professional growth and continuous learning.

Benefits:

Full benefits package, including health insurance and 401(k).
Competitive salary and an upbeat, supportive team environment.

If you're ready to take the next step in your mortgage underwriting career and thrive in a flexible, team-focused atmosphere, we'd love to hear from you!
Employment Type: Full-Time
Salary: $ 65.00 125.00 Per Hour

Job Tags

Hourly pay, Full time, Local area, Flexible hours,

Similar Jobs

Novares

Maintenance Manager Job at Novares

Automaotive Manufacuturing Main Missions1 - Manage external service providers used by the Maintenance department* Decide on the use of external service providers* Select external organisations and negotiate their work in collaboration with the purchasing departement... 

Aramark

Recycler - KDP - Irving Job at Aramark

The Warehouse Workers main responsibilities include receiving and processing incoming products, preparing orders for transport, and performing inventory and quality control duties. This person ensures the warehouse is clean and organized, maintained in accordance with...

Caruso

Property Manager, Residential Operations Job at Caruso

The Property Manager, Residential Operations will oversee the day-to-day operations of The Americana at Brand Luxury Apartments. The Property Manager is responsible for all aspects of property management from achieving and maintaining occupancy goals, resident retention... 

Peraton

Data Analyst/Engineer Job at Peraton

Responsibilities Peraton seeks a Mid-level Cyber Data & Research Analyst to conduct Data Analysis support for Multi-Domain...  ...In this role, you will be part of a team of highly skilled engineers and data scientists to collect, ingest, process, analyze, visualize... 

Unilever

Senior engineer Job at Unilever

 ...technical support to the Site Technical Manager, assisting with the end-to-end delivery of engineering and maintenance needs at the Unilever operation in Jonesboro, Arkansas. In this role, you will help manage the seamless implementation of projects throughout the site...